European Investment Bank

European Investment Bank

What is the EU’s bank?

The  EIB is the European Union’s bank. This  bank is owned by and representing the interests of the European Union Member States. It works closely with other EU institutions to implement EU policy.

A major player

As the largest multilateral borrower and lender by volume, they provide finance and expertise for sound and sustainable investment projects which contribute to furthering EU policy objectives. More than 90%

of our activity is focused on Europe but they also support the EU’s external
and development policies.

Lending, blending and advising

Lending: The vast majority of their financing is through loans, but they also offer guarantees, microfinance, equity investment, etc.

Blending: Their support helps us unlock financing from other sources, particularly from the EU budget. This is blended together to form the full financing package.

Advising: Lack of finance is often only one barrier to investment. They can help with administrative and project management capacity which facilitates investment implementation.

How to receive EIB support

Smaller private companies

Small and medium sized enterprises (with fewer than 250 employees) and Mid-Caps (with 250-3 000 employees) receive intermediated loans towards investment projects costing up to EUR 25m (and occasionally EUR 50m).

Contact our network of local partners for more information. Our funding is channelled through these intermediaries which set the loan conditions.

For other SME financing options, see here.

Local public authorities

Local authorities also receive intermediated loans towards investment projects costing up to EUR 25m.

Contact our network of local partners for more information. Our funding is channelled through these intermediaries which set the loan conditions.

Local authorities can also access urban development technical assistance through the JESSICA programme and can maximise investment for sustainable energy via the ELENA scheme. New EU Member States can receive infrastructure project advice under the JASPERS programme.

Major project finance

They lend directly to major projects towards investment projects costing in excess of EUR 25m. To receive their backing, these projects must further EU policy goals as well as being financially, environmentally and technically viable. For more information, write to them directly.

Lending, blending and advising

Lending accounts for most of EIB support. However, they also help clients blend EIB loans with other sources of investment and  offer advice to help maximise value for money.

See which sectors they support and the list of products.

Outside the EU

Many of the services offered within the EU are also available in the rest of the world. See here for more details of an extra-EU work.

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